JavaScript/jQuery Credit Card Validation

This is a collection of JavaScript and jQuery snippets to validate credit card details without requiring any library.

JavaScript

/*
 * Display error message based on current element's data attributes
 */
function cgToggleError(element, status) {
    var errorMessage = $(element).data('validation-error-msg'),
        errorContainer = $(element).data('validation-error-msg-container');

    $(element).removeClass().addClass(status);

    if (status === 'valid') {
        $(errorContainer).html(errorMessage).hide();
    } else if (status === 'invalid') {
        $(errorContainer).html(errorMessage).show();
    }
}

/*
 * Format a date as MM/YY
 */
function cgFormatExpiryDate(e) {
    var inputChar = String.fromCharCode(event.keyCode);
    var code = event.keyCode;
    var allowedKeys = [8];
    if (allowedKeys.indexOf(code) !== -1) {
        return;
    }

    event.target.value = event.target.value.replace(
        /^([1-9]\/|[2-9])$/g, '0$1/' // 3 > 03/
    ).replace(
        /^(0[1-9]|1[0-2])$/g, '$1/' // 11 > 11/
    ).replace(
        /^([0-1])([3-9])$/g, '0$1/$2' // 13 > 01/3
    ).replace(
        /^(0?[1-9]|1[0-2])([0-9]{2})$/g, '$1/$2' // 141 > 01/41
    ).replace(
        /^([0]+)\/|[0]+$/g, '0' // 0/ > 0 and 00 > 0
    ).replace(
        /[^\d\/]|^[\/]*$/g, '' // To allow only digits and `/`
    ).replace(
        /\/\//g, '/' // Prevent entering more than 1 `/`
    );
}

/*
 * Check if date element is valid and add a visual hint
 */
function cgDateValidate(whatDate) {
    var currVal = whatDate;

    if (currVal === '') {
        return false;
    }

    var rxDatePattern = /^(\d{1,2})(\/|-)(\d{1,2})(\/|-)(\d{4})$/;
    var dtArray = currVal.match(rxDatePattern);

    if (dtArray == null) {
        return false;
    }

    // Check for dd/mm/yyyy format
    var dtDay = dtArray[1],
        dtMonth= dtArray[3],
        dtYear = dtArray[5];

    if (dtMonth < 1 || dtMonth > 12) {
        return false;
    } else if (dtDay < 1 || dtDay> 31) {
        return false;
    } else if ((dtMonth==4 || dtMonth==6 || dtMonth==9 || dtMonth==11) && dtDay ==31) {
        return false;
    } else if (dtMonth == 2) {
        var isleap = (dtYear % 4 == 0 && (dtYear % 100 != 0 || dtYear % 400 == 0));
        if (dtDay> 29 || (dtDay ==29 && !isleap)) {
            return false;
        }
    }

    return true;
}

/*
 * Credit card expiry date formatting (real-time)
 */
$(document).on('keyup blur', '.cardExpiry', function(event) {
    var currentDate = new Date();
    var currentMonth = ("0" + (currentDate.getMonth() + 1)).slice(-2);
    var currentYear = String(currentDate.getFullYear()).slice(-2);

    var cardExpiryArray = $('.cardExpiry').val().split('/');
    var userMonth = cardExpiryArray[0],
        userYear = cardExpiryArray[1];

    if ($('.cardExpiry').val().length !== 5) {
        cgToggleError($(this), 'invalid');
    } else if (userYear < currentYear) {
        cgToggleError($(this), 'invalid');
    } else if (userYear <= currentYear && userMonth < currentMonth) { cgToggleError($(this), 'invalid'); } else if (userMonth > 12) {
        cgToggleError($(this), 'invalid');
    } else {
        cgToggleError($(this), 'valid');
    }

    cgFormatExpiryDate(event);
});

/*
 * Credit card CVV disallow letters (real-time)
 */
$(document).on('keyup', '.cardCVV', function(event) {
    event.target.value = event.target.value.replace(/[^\d\/]|^[\/]*$/g, '');
});

/*
 * Credit card CVV length check
 */
$(document).on('blur', '.cardCVV', function(e) {
    if ($('#cardCVV').val().length < 3) {
        cgToggleError($(this), 'invalid');
    }
});

/*
 * Credit card validation
 */
function cgCheckLuhn(input) {
    var sum = 0,
        numdigits = input.length;
    var parity = numdigits % 2;

    for (var i=0; i < numdigits; i++) { var digit = parseInt(input.charAt(i)); if (i % 2 == parity) { digit *= 2; } if (digit > 9) {
            digit -= 9;
        }
        sum += digit;
    }

    return (sum % 10) == 0;
}

function cgDetectCard(input) {
    var typeTest = 'u',
        ltest1 = 16,
        ltest2 = 16;
        ltest3 = 'none';

    if (/^4/.test(input)) {
        typeTest = 'v';
        ltest1 = 13;
        ltest3 = 'VISA';
    } else if (/^5[1-5]/.test(input)) {
        typeTest = 'm';
        ltest3 = 'MASTERCARD';
    } else if (/^6(011|4[4-9]|5)/.test(input)) {
        typeTest = 'd';
        ltest3 = 'VISADEBIT';
    }

    return [typeTest,ltest1,ltest2,ltest3];
}

/*
 * Credit card Luhn validation (real-time)
 */
$(document).on('keyup', '.cardNumber', function() {
    var val = this.value,
        val = val.replace(/[^0-9]/g, ''),
        detected = cgDetectCard(val),
        errorClass = 'invalid',
        luhnCheck = cgCheckLuhn(val),
        valueCheck = (val.length == detected[1] || val.length == detected[2]);

    if ($('body').hasClass('inline-ab')) {
        cgToggleError($(this), 'invalid');
    }

    if (luhnCheck && valueCheck) {
        errorClass = 'valid';
        $('#cardType').val(detected[3]);
    } else if (valueCheck || val.length > detected[2]) {
        errorClass = 'invalid';
    }

    if ($('body').hasClass('inline-ab')) {
        cgToggleError($(this), errorClass);
        cgToggleError($(this), 'cc ' + detected[0] + ' ' + errorClass);
    }
    $(this).addClass('cc ' + detected[0] + ' ' + errorClass);
});

/*
 * Credit card digit formatting (real-time)
 */
$(document).on('keypress change blur', '.cardNumber', function() {
    $(this).val(function(index, value) {
        return value.replace(/[^a-z0-9]+/gi, '').replace(/(.{4})/g, '$1 ').trim();
    });
});
$(document).on('copy cut paste', '.cardNumber', function() {
    setTimeout(function() {
        $('.cardNumber').trigger('change');
    });
});

HTML

<div class='credit-card-validation'>
    <p>
    <label>Card Number</label>
    <input type="tel" name="cardNumber" class="cardNumber" maxlength="16" placeholder="0000 0000 0000 0000" data-validation-type="custom" data-validation-error-msg="Please enter a valid card number" data-validation-error-msg-container="#cardnumber-error-dialog">
    <div id="cardnumber-error-dialog" class="field-error"></div>
    </p>

    <p>
        <label>Expiry Date</label>
        <input type="text" name="cardExpiry" maxlength="5" class="cardExpiry" placeholder="mm/yy" data-validation-type="alphanumeric" data-validation-error-msg="Please enter a valid card expiry" data-validation-error-msg-container="#cardexpiry-error-dialog">
        <div id="cardexpiry-error-dialog" class="field-error"></div>
    </p>

    <p>
        <label>CVV Code</label>
        <input type="text" name="cardCVV" maxlength="3" class="cardCVV" data-validation-type="numeric" data-validation-error-msg="Please enter a valid CVV number" data-validation-error-msg-container="#cardcvv-error-dialog">
        <div id="cardcvv-error-dialog" class="field-error"></div>
    </p>
</div>

Note that this validation snippet comes from a custom solution implemented for a custom project. You will need CSS styling for all classes mentioned above. Feel free to customise it as you see fit and, if you wish, share the code.

Find more JavaScript tutorials, code snippets and samples here or more jQuery tutorials, code snippets and samples here.

Regular Expressions for the most used debit/credit cards

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